When I graduated from Radford University with my degree in finance, I was a fresh-faced lad of 22, ready to take on the world – convinced I would do meaningful work.
Not long after, the 2008 global financial crisis hit and I was right where I felt I needed to be… the Loss Mitigation department at Wells Fargo.
I was in the right place alright. But for all the wrong reasons. Let me explain…
Loss Mitigation is a code word for “we are the guys at the bank whose job it is to modify mortgage paperwork so Wells Fargo could show the government what a fine and noble job they were doing”.
I probably don’t have to tell you this was pure theatre. The only thing being mitigated was reputational damage.
I quickly understood that my real task was to satisfy government bureaucrats at various agencies by fiddling with paperwork to make it look like we were helping…
In reality, all I was doing was making sure my employer would have a profitable quarter… while almost four million families had lost their homes!
Needless to say, that didn’t sit right with me. In fact, I started having real trouble respecting the guy in the mirror. So, I walked.
And then, the most amazing thing happened…
I discovered an investment research publisher where the people all thought like me… cared about telling the truth about our financial system… and didn’t flinch at exposing Wall Street greed for what it is.
Best of all, this publisher took no sponsorship money from Wall Street and could therefore print whatever they wanted without fear of losing revenue.
In fact, the more we told the truth to our readers, the more our readers loved and admired our work. It was a dream come true.
My team and I published a daily financial e-letter that reached two million subscribers at its peak. And then…
Management decided to go in a different direction.
So why am I telling you about my journey?
Because my time inside a Wall Street bank taught me how corporate finance works…
The whole thing is self-serving and unproductive. Wall Street’s investment analysis is lacking. And it is riddled with conflicts of interest.
But my time at the world’s largest independent financial research firm showed it is possible to tell the truth and actually make a difference in people’s financial lives.
This is the work I was born to do.
My name is Joe Withrow. And my unique perspective on personal finance led me to create a group mastermind called Finance for Freedom.
This is not just an online course.
Don’t get me wrong – we have all the financial training modules you need to master your finances and create true financial security.
But the new Finance for Freedom Masterclass takes it one step farther.
We host mastermind calls twice a month where you and I get to speak so you get all your questions about money answered by me and some of the smartest people in finance. And you get to benefit from the questions other people are asking.
Best of all, Finance for Freedom was built from the ground up to help regular people navigate the 2020s – so you can come out on the other side of the chaos with your money intact and your life and family enriched.
The best part?
I’m practically giving it away for a short time. The cost is about 27 cents a day – so anyone who wants to learn the new rules of money can afford to do so.
Go here to find out all that’s included. And don’t wait… because what we are seeing in my network tells me you don’t have much time to get your finances in order.
-Joe Withrow