Leap year special! Get Finance for Freedom for a flat $4 and master your finances in 2016! Use the following coupon code link to apply the discount – offer good through March 1:
This 3-hour program focuses on helping you understand money, finance, and economics in order to build a custom-tailored asset allocation model and ultimately achieve financial freedom.
Why Finance for Freedom:
Though it sounds trite, the key to your personal financial success all begins with a thorough understanding of money. If you doubt this, simply ask yourself a question: what is money?
Though there are a plethora of “Personal Finance for Dummies” books and courses out there, Finance for Freedom is the only program that is rooted in a thorough understanding of money and monetary history. Money is half of every transaction thus half of the entire economy therefore it is only possible to construct a sustainable asset portfolio with a fundamental understanding of money.
Finance for Freedom: Master Your Finances in 30 Days will not only convey the necessary fundamentals, but it will also present specific actionable strategies that you can begin to implement immediately to grow your wealth.
Takeaways:
How to become money-conscious
How to analyze your financial statements
How to intuitively understand how each decision you make affects your financial statements
How to analyze spending, slash debt, and implement a tool to model and monitor a flexible monthly budget
How to ultimately master your finances in 30 days time
How to analyze macroeconomic trends and leverage this understanding into actionable financial strategies
How to construct and implement an asset allocation model
How to assess and acquire the prominent asset classes for your model: cash, precious metals, real estate, stocks, bonds, and bitcoins
How to implement the Beta Investment Strategy
How to integrate alternative investments into your portfolio to truly create antifragility
How to build and scale diverse income streams in order to achieve financial escape velocity
Customer Feedback:
Carol G.: Comprehensive & Great Learning on Financial Freedom
Finance for Freedom is very comprehensive with great knowledge to use to gain financial health. I understood the concepts and the instruction was easy to follow as well as implement. I enjoyed Joe Withrow’s research and presentation style. I am having my husband take course also so we can act on the ways to improve our family financial future. This course was engaging and interesting as well as practical.
Rachel H.: Powerful!
What a powerful course! I came in knowing very little about finance and now I feel like I am almost an expert! This course is structured in a logical manner that builds upon each topic. It begins with the fundamentals and works its way up to advanced strategies. I would highly recommend!
Grant W.: A great comprehensive guide to get you in control of your finances!
This course does a really nice job of explaining the ins and outs of money and the economy in a simple way that never got overwhelming – a tricky thing to accomplish when talking about finances! You’ll leave the course feeling like you have a much better understanding of your money, where it goes, and what to do with it. And best of all, Joe gives great actionable tips that will get you on your way to achieving financial freedom–the dream!
Chris R.: Sound Thinking – Clearly Explained
The understanding of money and the U.S. monetary “system” is something that’s sorely lacking throughout American society. This is by design, of course. Fortunately, Joe Withrow understands the dangers posed by the Federal Reserve and is able to formulate sound ways to protect one’s assets. Great job Joe!
“There is no means of avoiding a final collapse of a boom brought about by credit expansion. The alternative is only whether the crisis should come sooner as a result of a voluntary abandonment of further credit expansion or later as a final and total catastrophe of the currency system involved.” -Ludwig von Mises
The S&P closed out Friday at $1,858. Gold closed at $1,239 per ounce. Crude Oil closed at $29.44 per barrel, and the 10-year Treasury rate closed at 1.64%. Bitcoin is trading around $405 per BTC today.
Dear Journal,
The snow has returned to the mountains of Virginia with another eight inches gracefully covering the ground. As winter continues to play out here on the home front, I can’t help but notice winter settling in over the financial markets as well. I expect the last three quarters of 2016 to be especially volatile.
Simply tracking the brief market updates in this journal series tells the basic story and highlights the budding trends. My last entry of 2015 observed the S&P comfortably perched at $2,056 while gold was safely out-of-sight at $1,068 per ounce. Crude oil was trading at $36.81 and the 10-year Treasury rate was 2.23%. A week later the S&P was slightly down while gold, oil, and the 10-year rate were slightly up. The following week the S&P had continued to fall to $1,938 while gold continued to rise to $1,085. Oil plummeted again to $30.44 and the 10-year rate fell to 2.10%.
These trends have continued week-after-week for the first two months of 2016. Today, the S&P is down 10% from its December high. Gold is up 15%, oil is down 24%, and the 10-year Treasury rate is down 28% over this same time period. This crude analysis very clearly demonstrates that capital is fleeing the U.S. equity markets and flowing into gold and U.S. Treasuries which are considered safe-haven assets. Meanwhile, we are seeing 12-year lows in crude oil and all-time lows in U.S. shale oil and gas companies.
Expanding our gaze a bit: we are seeing new 52-week lows in the major stock markets of Europe and Japan as well. European banks are particularly troubling as those stocks have fallen more to start 2016 than they did to start 2008. Further, we are seeing six-year lows in junk bonds as well as emerging markets.
This one-hour long program focuses exclusively on how to manage money like the pro’s utilizing a customized asset allocation model and expert risk management tools.
Why Bulletproof Money Management:
Tired of the same old “personal finance for dummies” advice? Fed up with high-fees, low-return mutual funds? Are you ready to build a customized asset portfolio like the experts? Bulletproof Money Management: Employing Expert Asset Allocation is your solution!
The average person today completes twelve-to-sixteen years worth of formal education and graduates with no useful information regarding personal finance or money management. This leaves the average person with a predicament as they progress in their career: what should I do with my money? Where should I go to learn actionable personal financial strategies?
This course was written to answer those questions and fill that void. Bulletproof Money Management will show you how to construct a customized asset allocation model, and how specifically to integrate each asset class into your portfolio. The course will walk you through several screencasts to demonstrate this where necessary.
All of the concepts presented in this course are rooted in a fundamental understanding of money, economics, and current macroeconomic trends based upon years of independent research. These concepts are more than abstract theory, however; they are the strategies used by the instructor to build a sustainable asset portfolio and quit his job within five years time.
Keep in mind, there are no get-rich-quick schemes. This course is designed with proper risk management techniques in mind. The number one rule of money management is: don’t lose money. Remember – opportunities are endless, but capital is finite. As such, this course best suited for self-disciplined people with a long-term perspective.
Bulletproof Money Management is clear, concise, and to the point – you won’t find any hype or filler here.
Takeaways:
How to construct and implement a personalized asset allocation model
How to effectively manage an asset allocation model using a customized spreadsheet
How to determine a proper cash allocation
How to acquire precious metals for home and overseas storage
How to acquire real estate with advantageous financing terms
How to build a stock portfolio utilizing expert risk management tools
How to analyze and acquire low-risk bonds at a discount to par
How to acquire, use, and store bitcoins using proper security practices
Customer feedback:
Kenneth M.: “This course provides a clear, direct, and concise path for managing your finances using the asset allocation strategy. I found it to be extremely insightful and practical!”
Photis M.: “This is a very well presented course and it taught me a lot of new stuff even if I consider myself very well educated financially.”
Chan K.: “This course helped me learn a lot about the things that I wanted to know about finance and investments. It was very well put together and very engaging.
Get This Course Now:
Do not take a backseat when it comes to your own finances. Learn everything you need to know to build a customized asset portfolio like the pro’s by enrolling in Bulletproof Money Management today! To add additional value to this course, the instructor is completely willing to answer any and all questions you may have as you go through the material.
“The #1 responsibility for each of us is to change ourselves with hope
that others will follow. This is of greater importance than working on
changing the government; that is secondary to promoting a virtuous
society. If we can achieve this, then the government will change. The
best chance for achieving peace and prosperity, for the maximum number of people world-wide, is to pursue the cause of Liberty.”
-Dr. Ron Paul
The S&P closed out Thursday at $1,915. Gold closed at $1,157 per ounce. Crude Oil closed at $31.72 per barrel, and the 10-year Treasury rate closed at 1.86%. Bitcoin is trading around $388 per BTC today.
Dear Journal,
Most of the snow has finally melted here in the mountains of Virginia with only intermittent white patches left dotting the landscape. Having been covered for more than a week, the revealed ground appears saturated, muddy, and grimy – much like the current election cycle here in the U.S.
After ignoring the circus entirely for four months, I did tune in to a portion of last week’s GOP debate. I was primarily interested in observing Rand Paul as he seemed to move back towards advocating Liberty, having failed to adequately pander to the Straussian neoconservatives who have come to dominate the Republican party.
After distancing himself from his old man throughout his campaign, Rand even invited three-time presidential candidate Ron Paul to help rally supporters on the campaign trail in Iowa. Ron’s arrival was reportedly greeted by students chanting “End the Fed!”, which I must admit triggered heavy nostalgia within me. Continue reading “America’s Last Statesman”
The S&P closed out Monday at $1,877. Gold closed at $1,108 per ounce. Crude Oil closed at $29.77 per barrel, and the 10-year Treasury rate closed at 2.02%. Bitcoin is trading around $395 per BTC today.
Dear Journal,
“I am too happy to be snowed in with my family! ” Wife Rachel scolded me for suggesting she wasn’t enthused about the snow days in my last journal entry.
“Well honey, the art of story-telling requires a little flare every now and then…”
“But you make me sound like a bad… oh crap, now you are going to use this in your next article!”
The S&P closed out Thursday at $1,869. Gold closed at $1,100 per ounce. Crude Oil closed at $29.75 per barrel, and the 10-year Treasury rate closed at 2.02%. Bitcoin is trading around $395 per BTC today.
Dear Journal,
Two inches of snow covers the ground here in the mountains of Virginia this morning, and the falling flakes show no sign of stopping. At the Withrow Estate we have a fire in the hearth, coffee in the pot, and pancakes on the griddle. I pause and smile as I hear the sounds of a laughing toddler, a lovely wife, and a loyal dog emanating from the Great Room.
The weather forecast suggests another twelve to twenty-four inches of snow are on the way this weekend. There will be no salt trucks or snow plows venturing out to the gravel road that connects our property with the rest of the world which means we will not be going anywhere for a few days. Wife Rachel, a wedding coordinator at the nearby mountain resort, has already rescheduled the various events and tastings she had booked this weekend in anticipation of our snow days. She is not terribly enthused about being snowed in for the weekend, but I can think of nothing more serene. In fact, a number of years ago I had a fleeting vision of this exact occurrence. Continue reading “Blending Timeless Simplicity with Modern Technology”
The S&P closed out Tuesday at $1,938. Gold closed at $1,085 per ounce. Crude Oil closed at $30.44 per barrel, and the 10-year Treasury rate closed at 2.10%. Bitcoin is trading around $430 per BTC today.
Dear Journal,
The thermometer reads 4 degrees here in Hot Springs as I sit down to write this morning. Actually, it is my smart phone’s weather app that reads 4 degrees, but I trust it to be accurate give or take a degree. A light dusting of snow covers the ground and the crisp blue winter sky sprawls out overhead. As I place another log on the fire, I can’t help but think: the natural order is a beautiful thing for those who take the time to appreciate it.
I have always had an appreciation for nature’s tranquil beauty, but it is taking on a new meaning for me as I watch my 14-month old toddler grow and develop. The more I observe little Maddie at play, the more I realize a little-understood truth: there is no teaching; only learning.Continue reading “Lessons From a Toddler”
This 2-hour program focuses on helping you understand the intricacies of money, finance, and economics in order to master your finances, build your assets, scale your income, and ultimately achieve financial freedom.
Why Finance for Freedom:
The world of money and finance can be confusing and dangerous, and most educational curriculum ignore the concepts altogether. This leaves many successful professionals searching for sound financial advice.
Although there are a plethora of “Personal Finance for Dummies” books and courses out there, Finance for Freedom is the only program that is rooted in a thorough understanding of money and monetary history. Money is half of every transaction thus half of the entire economy therefore it is only possible to construct a sustainable asset portfolio with a fundamental understanding of money.
If you doubt this, simply ask yourself a question: what is money?
Is it a green piece of paper with numbers and symbols on it? Is it a plastic card with a bank logo and an account number? Or is it something else entirely?
As it turns out, money is far from a static functionary, and it has a very interesting story to tell. Those who understand this story take a unique approach to structuring their finances while those who do not understand money tend to follow the herd. If you want to be financially independent then you absolutely must understand money – what it is, where it has been, and where it is going.
Finance for Freedom: Master Your Finances in 30 Days will not only convey the necessary fundamentals, but it will also present specific actionable strategies that you can begin to implement immediately to grow your wealth.
In fact, the strategies presented in Finance for Freedom are the very strategies the author used to master his finances, build a sustainable asset portfolio, and quit his job within five years time. Whether you are a young professional just getting started or a seasoned veteran approaching retirement, these same strategies will work for you.
Are you ready to turbo-charge your retirement portfolio? Do you yearn to exit the rat-race? Is financial freedom calling to your spirit?
This course will convey everything you need to know in order to achieve a level of financial security that can never be taken away from you. This course will show you how to structure your finances and scale your income such that you will never need to worry about market crashes, lay-offs, globalization, outsourcing, or uncertain political environments. More importantly, this course will show you how to reach financial escape velocity so that you can live the life of your dreams!
Here is what the course delivers:
Takeaways:
How to become money-conscious
How to analyze your financial statements
How to intuitively understand how each decision you make affects your financial statements
How to analyze spending, slash debt, and implement a tool to model and monitor a flexible monthly budget
How to ultimately master your finances in 30 days time
How to analyze macroeconomic trends and leverage this understanding into actionable financial strategies
How to construct and implement an asset allocation model
How to assess and acquire the prominent asset classes for your model: cash, precious metals, real estate, stocks, bonds, and bitcoins
How to implement the Beta Investment Strategy
How to integrate alternative investments into your portfolio to truly create antifragility
How to build and scale diverse income streams in order to achieve financial escape velocity
Now to be clear, there is no magic formula for eliminating debt, building wealth, and reaching financial escape velocity. As such, this course is NOT for people who are looking for get-rich-quick-schemes. But for self-disciplined people who are willing to think outside of the box and focus long-term, this course offers a comprehensive approach to money, finance, and economics that will enable you to cut debt, strategically build an asset portfolio, and even develop scalable income streams in order to build the life you desire!
Over 2,900 people have already begun taking Finance for Freedom, and the average customer review is 4.7 out of 5.0 stars. In fact, 76% of all reviews have been 5 stars, 19% have been 4 stars, 5% have been 3 stars, and there hasn’t been a single 1 or 2 star review. Here’s what customers are saying:
Customer Feedback:
Carol G.: Comprehensive & Great Learning on Financial Freedom
Finance for Freedom is very comprehensive with great knowledge to use to gain financial health. I understood the concepts and the instruction was easy to follow as well as implement. I enjoyed Joe Withrow’s research and presentation style. I am having my husband take course also so we can act on the ways to improve our family financial future. This course was engaging and interesting as well as practical.
Rachel H.: Powerful!
What a powerful course! I came in knowing very little about finance and now I feel like I am almost an expert! This course is structured in a logical manner that builds upon each topic. It begins with the fundamentals and works its way up to advanced strategies. I would highly recommend!
Grant W.: A great comprehensive guide to get you in control of your finances!
This course does a really nice job of explaining the ins and outs of money and the economy in a simple way that never got overwhelming – a tricky thing to accomplish when talking about finances! You’ll leave the course feeling like you have a much better understanding of your money, where it goes, and what to do with it. And best of all, Joe gives great actionable tips that will get you on your way to achieving financial freedom–the dream!
Who Will Benefit From This Course:
Are you new to personal finance? This course will start with the fundamentals and work up to advanced topics.
Are you looking for an out-of-the-box perspective on money and finance? This course will deliver what conventional finance misses to give you a competitive advantage in the real world.
Are you well-versed in personal finance but looking for advanced strategies? This course will show you how to leverage prominent macroeconomic trends to scale your income and build wealth.
Are you a young professional just getting started in your career? This course will show you exactly how to master your finances and start planning for retirement.
Are you stuck in an unfulfilling career? This course will show you exactly how the author managed to build a sustainable asset portfolio from scratch and quit his job in five years.
Are you a veteran approaching retirement? This course will show you how to secure your finances, structure your assets in a conservative way, and set yourself up for a worry-free retirement.
Get This Course Now:
So how much does it cost to learn everything you need to know to master your finances, construct a sustainable asset portfolio, and achieve a level of financial freedom that most people can only dream of?
This course originally retailed for $79, and based on customer satisfaction it is probably worth a fair amount more than that. But that’s not the price you will pay today. For a limited time you can get Finance for Freedom: Master Your Finances in 30 Days for the low price of $24!
The course material is 100% video based, and it includes PowerPoint slides and several spreadsheets as supplemental material. To add even more value to this course, the instructor is completely willing to answer any and all questions you may have as you go through the material.
Finance for Freedom: Master Your Finances in 30 Days comes complete with a 30 day money-back guarantee. If you are not 100% satisfied with the course for any reason at all we will issue a no-hassle refund immediately.
Do not take a backseat when it comes to your own finances. Learn everything you need to know to master your finances in 30 days by enrolling in Finance for Freedom today to take advantage of this limited offer!
The S&P closed out Friday at $2,044. Gold closed at $1,060 per ounce. Crude Oil closed at $37.07 per barrel, and the 10-year Treasury rate closed at 2.27%. Bitcoin is trading around $431 per BTC today.
Dear Journal,
Happy New Year! As I touched on in my last journal entry, I expect 2016 to be a very interesting year in the financial markets. Credit has been expanding and interest rates have been falling for more than three decades now, but 2016 may be the year those trends reverse.
The “authorities” will fight such a trend reversal with everything they have, but Mr. Market will eventually assert himself. Trees don’t grow to the sky, as they say. For a more detailed look at the prominent macroeconomic trends of our time, as well as how to position your finances accordingly, please see our online course Finance for Freedom: Master Your Finances in 30 Days.
Moving from finance to philosophy…
Socrates:Everyone wants to tell you what to do and what’s good for you. They don’t want you to find your own answers, they want you to believe theirs.
Dan:Let me guess, and you want me to believe yours.
Socrates:No, I want you to stop gathering information from the outside and start gathering it from the inside.
The S&P closed out Monday at $2,056. Gold closed at $1,068 per ounce. Crude Oil closed at $36.81 per barrel, and the 10-year Treasury rate closed at 2.23%. Bitcoin is trading around $428 per BTC today.
Dear Journal,
Happy holidays and a belated Merry Christmas to you! We had quite the festive Christmas here at the Withrow Estate, but we are gearing down now. The family has dispersed, the gifts have been assimilated, the eggnog has run dry, and only the Christmas tree has survived wife Rachel’s de-decoration spree. In fact, the tree only survived thanks to your editor’s steadfast resistance.
Like the last of the Lighthouse Keepers, I diligently rise to light the tree first thing each morning – unwilling to abandon my responsibility in lieu of Christmas day’s passing. When the evening finds little Madison and wife Rachel sound asleep, I somberly extinguish the lights knowing full-well that the Christmas tree’s days are numbered.
Moving my gaze from this wonderful holiday season over to the financial markets: the financial press is celebrating the Fed’s 0.25% rate hike as an act of wisdom and prudence. The Federal Reserve has announced that they will carry out such a 0.25% rate hike four times per year for the next four years in an effort to get back to a more “normal” interest rate environment. Though the pundits will cheer this on as sensible, the likelihood of such a centrally planned endeavor coming to fruition is slim-to-none.
The purpose of the financial markets – and all markets – is price discovery. Prices are not something to be “fixed” by a higher authority; they are instead the result of countless individual actors in the market place. Prices form as buyers and sellers determine where they can agree to get the deal done. Continue reading “The Three Debt Bombs of 2016”
